ConsultAdd Inc. is one of the Top Consulting companies who does Agile Developments for Basel Project. Our consultants are currently engaged in top 100 banks in world for Basel implementation. We follow below 5 Golden Steps approach which runs parallel to BIS policies.

 

Risk Management Basel II

ConsultAdd’s Basel II Implementation Framework is a set of integrated services that enable banks in their journey toward advanced risk management approaches. The framework consist a set of tools, methodologies, industry best practices and ready-to-deploy assets that shorten the implementation time and significantly reduce risks arising from non-compliance, poor quality, and budget and time overruns.

Client Challenges

  • Deploy Basel II, a very complex landscape with tight implementation timelines
  • Cope with home/host implementation issues due to various local regulatory guidelines and timelines
  • Adapt a best-in class Basel architecture for transitioning from standardized to advanced approaches of Basel II

What ConsultAdd provides

With this framework, ConsutlAdd provides extensive support to the risk management activities of banks in terms of consulting, data management, product implementation and modeling. The Basel II Implementation Framework has been developed by leveraging our experience and expertise in implementing Basel II and other risk-based solutions, across global banks.

Our comprehensive framework includes the following:

  • Credit Risk Implementation Framework
  • Operational Risk Management Implementation Framework
  • Pillar 2 Implementation Framework

Business Values

The ConsutlAdd Basel II Implementation Framework:

  • Provides a set of tools, methodologies and ready-to-deploy assets that will accelerate the Basel II implementation program, thereby reducing the entire implementation cycle time
  • Assists in aligning the Basel II architecture of the banks in line with the industry best practices, standards and processes
  • Provides a holistic and robust implementation framework across Credit, Operational Risk and Pillar 2 facilitating a seamless integration
  • Provides a flexible and customizable framework that can be easily fine-tuned as per the requirements of the banks
  • Facilitates improved market reputation and investor confidence
  • Improves data quality and data integration, thereby facilitating decisions based on accurate and holistic data

Alliances

  • SAS – ConsutlAdd is a Platinum Consulting Partner of SAS. For details, visit www.sas.com
  • Metric Stream – ConsutlAdd is an implementation partner for GRC solution. For details, visit www.metricstream.com
  • Oracle Reveleus – ConsultAdd is currently implementing Calculator Based on Reveleus
  • Teradata – For Master Data Mangement, and Heavy Data Lifting, Top Choice of Data Oriented Partners

Capital Planning and Capital Adequacy Assessment Framework with respect to Pillar II

Pillar III, Challenges and Dealing with Procyclicality.

Basel Implementation

ConsultAdd Inc. is one of the Top Consulting companies who does Agile Developments for Basel Project. ConsultAdd’s Basel II Implementation Framework is a set of integrated services that enable banks in their journey toward advanced risk management approaches. The framework consist a set of tools, methodologies, industry best practices and ready-to-deploy assets that shorten the implementation time and significantly reduce risks arising from non-compliance, poor quality, and budget and time overruns.

Our Implemenation Approach

Validation of Internal Risk Rating System

  • Confirmation of the conceptual Soundness and Initial Risk Qualification of the design in IRRS
  • Confirmation of Risk Rating System Operations
  • Annual Examination of the overall performance of the risk rating system
  • Validation of mapping between internal and external risk rating system
  • Developing an internal Basel Governance
  • Stress and Regression Testing
  • Parallel Run

Risk Rating System Design

  • The use of credit risk template in IRRS
  • The use of quantities models in IRRS
  • The use of Hybrid Models in IRRS
  • The Use of Retail Models in IRRS
  • The Choice of LGD Discount Rate

Risk Rating System Qualification

  • Long Run PD
  • Downturn LGD
  • Downturn EAD
  • Establishing a Master Scale
  • Stress Testing
  • EAD Estimation

Validation of Internal Risk Rating System

• Confirmation of Risk Rating System Operations
• Validation of mapping between internal and external risk rating system
• Developing an internal Basel Governance
• Stress and Regression Testing
• Parallel Run

Risk Rating System Design

• The use of credit risk template in IRRS
• The use of quantities models in IRRS
• The use of Hybrid Models in IRRS
• The Use of Retail Models in IRRS
• The Choice of LGD Discount Rate

Risk Rating System Qualification

• Long Run PD
• Downturn LGD
• Downturn EAD
• Establishing a Master Scale
• Stress Testing
• EAD Estimation

Our  leverage

We leverage this significant expertise in best practices and processes, domain and technical knowledge for your organization. ConsultADD’s solutions for Tour Agents include:

•  Integrated systems like ( holidays, hotel bookings, travel insurance, etc.)
•  Pricing and yield management systems.
•  Travel insurance systems.
•  Travel document management systems.
•  Travel agent incentive systems.
•  Business performance dashboard systems.

Achievements

ConsultADD Offering

 Deploy Basel II, a very complex landscape with tight implementation timelines.
• Cope with home/host implementation issues due to various local regulatory guidelines and timelines.
• Adapt a best-in class Basel architecture for transitioning from standardized to advanced approaches of Basel II.

What ConsultAdd provides

With this framework, ConsutlAdd provides extensive support to the risk management activities of banks in terms of consulting, data management, product implementation and modeling. The Basel II Implementation Framework has been developed by leveraging our experience and expertise in implementing Basel II and other risk-based solutions, across global banks.